Why the judge silenced my court documents


I want to be clear as to why the judge acting in my legal case silenced my court documents.  I want people to learn why the judge lied to me when he told me at the end of the case that he had copyrighted my court file.  The reasons are simple yet may not be very clear.   It is the same reasons that to this day there is still only a minute amount of my legal case documentation available for public record.  It is the same reasons that the court had conveniently “lost” the files from the court reporter that I had hired to transcribe the case.

To make this point we will go back a little bit to when I filed a lawsuit against Wells Fargo Bank for fraud, in early 2011.  In order to accomplish this task, since I didn’t have money for an attorney I had initially hired a paralegal to assist me in developing the paperwork so that I could file a cause of action and move forward in CA Superior Court.  After only a few moving papers filed the defendants filed a motion to move the case to Federal Court.  This is called Remanding the Case.  It was a strategy on their part.  Since I was acting as my own attorney and was thus far proving to be successful at filing paperwork to the court, counsel for the defense decided to send it up the chain to the federal level.  In the federal court system there are a different set of rules of court and rules of procedure to follow that the defense might be able to get me to stumble upon.

It was after they successfully remanded the case to the Federal Court of Northern California that my paralegal informed me that the case was now out of their league.  They were not familiar with the Federal rules and procedures and therefore felt it would be best for them to not assist me.  The paralegal was sorry for never dealing at the federal level and not knowing the information, but didn’t want to make a mistake on their end that would end my case or cause harm to me from their actions.

I can understand this and we parted amicably, but now I needed to learn everything I could about the rules of court and rules of procedure at the federal level.  This strategy on the defenses part was good because it made me not only have to learn the rules of the game, but at the same time, respond to the moving papers that they began filing.  I found myself in the law library and online nearly every waking hour of the day just trying to keep up.  So, I spent the next year and a half arguing about the fact that they never served or never appropriately by law served me documents when they would file a motion or moving paper.  they tried to get it to where I would not respond timely or show to a hearing because I would not have known the date or time.  We never even got to argue or litigate any substantive issues.

You see, over 90 percent of any and all court cases are won and loss due to simple procedural errors done by one of the parties.  These procedural errors are part of the rules of court or the procedures of the court as outlined by each state.  If a law firm doesn’t follow the rules as to how one is supposed to file a document, or how to fill out specific documents, or to show up to court on time, or to file specific documents on time, or to serve opposing parties, and a myriad of other rules that must be followed, the firm can lose the lawsuit by dismissal or demurrer based on not following the rules or law or procedure.   The law firm would then probably not tell their client the real reason that they lost and will probably inform the client of some other convoluted reason as to their loss, but it certainly wouldn’t be because of a procedural issue that the firm failed to do.  So, this means that if you simply learn and do the paperwork correctly, if you learn and do all of the filing correctly and make sure of all of the timing issues and get them done correctly, you will have an over 90% chance of winning.

So, I concentrated on this point alone and played that card as I learned the rules of the game.  So, if there were procedural issues from the opposing counsel that I could argue against (and there always was) I would.  This way I would not have to go down the road of arguing any legal points that they would bring up.  The law office for Wells Fargo Bank- Anglin, Flewelling, Rasmussen, Campbell & Trytten, LLP; and the law firm for the NDEX West, LLC acting as the Trustee- Barrett, Daffin, Frappier, Treder & Weiss, LLP wanted to get me into arguing the legal issues.  This was their arena.  This is what they know.  This is how they win by staying with what they know.

So, I am not a lawyer.  I do not have a subscription to Lexus-Nexus that I could easily shepardize legal precedents, appeals decisions and more at the flick of a keystroke.  My legal research was done in the UC Berkeley Law library, Hastings Law Library, or the San Francisco Law Library pouring over hundreds of volumes of legal tomes and familiarizing myself with legal cases for hours and days on end in order to try to wrap my mind around each case that the opposing counsel would throw out in their documents.  The referenced cases numbered in the hundreds and there was no way I would be able to stay with them and follow and argue appropriately if I stayed in their arena.

So, I would argue that the procedures to the paperwork were done incorrectly by them.  They did not file documents correctly, they did not serve the documents correctly, or they did not serve the documents at all.  This was where I could make a case, however, the court did not want to rule against or dismiss the case for the bank under procedural issues which would land someone with a home that is free and clear or can no longer be foreclosed upon.  The court wanted to stay away from this, so the court would never end the litigation.  It was frustrating to see how the courts would not follow the rules of their own court siding with the banks continually allowing them multiple “bits of the apple”.  However, during this time I was able to learn more and more about law, rules and how to litigate.  I was simply buying time.

I researched, memorized and learned more and more.  I reviewed my case notes from every angle and idea that would arise.  This time spent staying in the legal arena was tiring and frustrating to do and not really get into any substantive legal issues pertaining to my case, but it allowed me to find ways to learn.

So, over time I submitted Amended Claims and whittled away at honing my arguments.  I learned and found ways to file amended causes of action against Wells Fargo Bank for fraud.  This alone was difficult, as fraud is one of the most difficult causes of action to argue.  The nights were sleepless and the days were filled with research.  It was wearing me down.

I began to get much more focused in my argument against Wells Fargo when I was tasked by my study friend to find a Deed of Trust that actually abides by all facets of the existing rule of law.  Because I was unable to find a true Deed of Trust in how it was worded or signed, in order to substantiate my case to the court for what a true Deed of Trust document looks like as it based on the rule of law, I found myself in front of the computer system at the Alamed County Recorder’s Office for days on end, reviewing thousands and thousands of documents.  Eventually I found one that fit the parameters of what I was looking for that took me back to a contract dated 1997.

That was when I sat down an wondered why I had to go all of the way back to 1997 to find a Deed of Trust Agreement that fits the parameters as set out by the rule of law.  What took place that created this timeline of contracts where none of them actually comply with real estate contract law?  How can this be?

None of these contracts complied with contract law because they weren’t signed by the lending party, or if there was a Substituted Trustee the documents used to make this substitution we never signed by the borrower.  However, in 1997, I found a handful of contracts which both parties signed and any changes or substitutions were signed by all parties, and I found Re-Conveyance documents that were also filled out appropriately to the rule of law.

This action is simple and dates back to the Statute of Frauds (1677).  This is still valid law and on the books throughout the United States.  What this law states is that in any real estate contract it must be done in writing.  It also must be signed by all parties to the agreement.  This law also goes into the fact that if there are any changes to the contract agreement, any and all of the changes must be signed by all parties of the agreement.  This is the only way to make sure that the contract has a meeting of the minds throughout the duration of the agreement.

So, why was there such a lengthy timeframe where these contracts were not signed by both parties, or if there was a substitution of a trustee that this document was never signed by the borrower?  What was it in 1998 that happened that changed how these contracts seemed to be being used?

I looked deeper into changes in the laws regarding borrowing, lending and the power of sale in the state of CA.  I scoured through scores and scores of pages of legalese that made my head spin trying to find any change that I might put to reference that would explain why this might be the case.  I read and re read civil code 2924, et al, that dealt with foreclosure in California.  This is the code which dictates the power of sale clause in a deed of trust agreement in the state of CA.

I wanted more information, but I still needed to focus on the lawsuit.  I now knew that I had a true Deed of Trust Agreement as it is outlined in the rule of law.  I also knew that I had a true Substitute Trustee document as it is to be written according to the rule of law.  I also knew that I had found a true Re-Conveyance document as it is to be written according to the rule of law.  I could now used these documents in the courtroom as evidence to compare my documents with these others that exemplify by the rule of law as to what these documents are supposed to look like.

I noticed at that time that the CA Civil Code 2934a stated that a bank was able to name a new trustee.  It stated that the new substituted trustee would take on and possess all of the rights and actions deemed the previous trustee in a deed of trust agreement.  This got me thinking that if a bank could name a new trustee how did that relate to the independence of the trustee in a deed of trust?  So, a bank can “name” a new trustee, I find no issue with this.  However, substituting a trustee without the consent or signature by the borrower defies the Statute of Frauds.  It also means that if a bank has the right to substitute a trustee, and the previous trustee has no means of refusal of this substitution, then this simply means that the trustee holds no power against the will of the lending institution.  A new trustee could be substituted if the original or presiding trustee was no abiding by the actions of the bank.

So, if a trustee was calling to task some of the actions that a bank needed to address in a foreclosure action, and the bank was not addressing legitimate tasks regulated for them to do in a foreclosure action, the bank could substitute the trustee holding the bank to task and replace them with a substitute trustee that will allow the bank to act in whatever way it suits the bank and to file whatever document necessary to file stating that the bank has complied with all of the rules when in fact they did not.  Due to the fact that the bank might not have complied with the rules according to the power of sale, but the substituted trustee files the documents and asserts to the court that they did in fact comply and are acting in accordance to the rules the bank could foreclose on anyone, at any time, for any reason or no reason at all because there would no longer be a party entrusted by the state, namely the trustee, that will be tasked with oversight against the bank.  The oversight cannot be enforced by the trustee.  Because if they did try to enforce true oversight against the bank acting under the power of sale, if the trustee was not acting in the interests of the bank, the bank could substitute them with another party who would act in the way the bank wanted.  The bank would then be able to file any document, against any borrower, or against any property at any time.

This seemed out of line with the rule of law.  First, as per the Statute of Frauds any and all parties involved in the real estate contract must sign on all documents to the contract and all changes to any document to the contract throughout the life of the contract agreement.  Second, the CA Supreme Court rule in 1978 that the trustee is to be a third and independent party in a deed of trust agreement.  The trustee is to be at arms length from all parties involved in order to hold no bias to either party in the agreement.  It was the trustee who was to make sure that both parties acted in compliance with the rule of the contract.  It was the trustee who was tasked to protect the borrower’s title from any wrongdoing from the bank, and to protect the rights of the bank to be able to foreclose if the borrower failed to pay.  If either party did not act in accordance to the rules of the contract, including the power of sale clause, the trustee had the power to stop the foreclosure and make the bank act in compliance to the rules of the power of sale.  Third, if the trustee holds no power of oversight against the lender in a deed of trust agreement and they can be replaced at will by the lender in the agreement with another trustee who will act on behalf of the bank this means that there is absolutely no protections held for the borrower or the borrower’s title in a deed of trust.

This means that there is no true trustee and the trustee is a strawman acting on behalf of the banks.  This means that the banks know that they can manipulate the trustee to act on their behalf and know that the borrower has no protections to their title.  This means that everything that the deed of trust agreement stands for is moot.  This means that unless the banks inform the borrowers of this information which would make every borrower change their mind to whether or not they would sign a deed of trust agreement, prior to signing of the deed of trust agreement, this constitutes and act of fraud.  The fact that the banks are privy to knowledge about the trustee and the deed of trust that the borrowers are not privy to when the borrower signs the deed of trust agreement then there is not a meeting of the minds, that there is a misrepresentation of facts regarding the contract and therefore the contract is VOID.  if the contract is void the borrower is under no obligation to pay the lender for the money borrowed.  If the contract is void, there is no legal way a bank can foreclose against a borrower using the power of sale clause in the contract because there is no contract.  This means that a bank is unable to foreclose against a borrower if the bank used a deed of trust agreement to secure the money lent to the borrower.  This means that a bank holds no right to foreclose and the borrower holds the right of title free and clear.  If is as if the contract were 13 sheets of blank paper there would be just as much legal reference to the contract as it stands.  The banks participate in this misrepresentation of facts in every deed of trust document throughout the state of CA since 1998.  Let this sink in.

After I submitted this information in my fourth amended complaint and the defense attempted to argue various points of law in order to demurrer the complaint that I chose not to argue or respond to any of their legal points or case law that they were spewing out.  Because none of it was relevant.  I responded by stating that they must first prove that they have a true and legitimate contract to begin with.  They must first prove that they have and are in possession of a true and legitimate deed of trust contract as outline by the rule of law.  I was now holding them to task to prove that the deed of trust was legitimate as to the rules of law in the state of CA.  They must show the court that the trustee holds an independent position in the deed of trust agreement.  They must show the court that the trustee would be able to hold the banks accountable for wrongdoing against a borrower’s title without recourse against them by the banks if the banks were to chose to do so.  They must show that all parties have signed off on all documents and changes to the deed of trust agreement throughout the duration of the contract.

The defense was unable to do so.  The court was now in the unenviable position to side with a homeowner who has proven to the court how all of the deeds of trust in the state of CA since 1998 are based on VOID paperwork.

After this information was presented in the courtroom and there was no response available from the defense the judge looked at me and smiled and said, “Mr. Boggs, I know exactly what you are trying to state now.  I understand your argument and see where you are going with this.  Since we have nothing else from the defense,” he stated, “that I will have to take this under consideration in my chambers.”  Note that when he said this the courtroom was filled with other people from other cases and other witnesses that were listening quite intently.  So, by his “taking into consideration” meant that he would not rule in the courtroom so that all of the people would hear his response or decision.

So, he dismissed the case and took the documents out from public view and access.  This was how he silence my court documents.  The reason why he silenced the court documents should be clear at this point.  His decision that Wells Fargo Bank issued a fraudulent contract based on the fact that there is no legitimate trustee participating in the contract and that the bank failed to represent this fact to me prior to the signing of the contract makes the contract void means that all other deed of trust agreements in the state of CA could now file an actionable defense against the lender in the other contracts therefore negating every deed of trust in the state of CA dating back to 1998.  This also means that all of the money spent on all of the contracts by law should be returned to the borrowers who were lent money under the bank’s deceptive practices and misrepresentation of facts.  This means that the entire non-judicial foreclosure system is a fraud and broken.  This means that all foreclosures in CA must immediately be stopped and reviewed.  He also knew that there are 36 deed of trust states in the United States to which all of them have similar rules allowing similar practices across the nation.  This would have set a precedent that would have had a domino effect that would have collapsed Wall Street much more than what took place in 2008.  This not only would have set up a precedent that would have negated all deed of trust contracts in 36 states, but this would have also negated every mortgage backed security that used any of these mortgage agreements that these deeds of trust were held with that had been traded since 1998.

I think you can now understand why the judge silenced my court documents.

This is our judicial system.  There won’t be a ruling on truth, but only a ruling that works in the best interest of keeping the flow of capitalism as we have come to know it.  Despite the fraud, despite the corruption, despite any truth.



* * * * * * * * * *

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©2014-2017 Doug Boggs All Rights Reserved


4 thoughts on “Why the judge silenced my court documents

  1. Mary Bagnaschi

    This is a must read for everyone fighting illegal home foreclosure fraud.
    I purchased a HUD/FHA ‘insured’ home in State of Connecticut in 1995. I was a first time home buyer who was easily manipulated into deceptive home loan programs in a predatory lending scheme targeting low-middle class first time home buyers. The State of CT Housing Finance Authority (CHFA) sponsored down payment assistance loans. They referred buyers to private lenders like McCue Mortgage​ who processed the loan application and approval of my first mortgage of $88,000 on a 6 percent fixed 30 year mortgage. CHFA provided a down payment assistance loan of $3,000 grand with the same 6 percent fixed 30 year loan. I went through all the required first time home buyer mandatory HUD/FHA/CHFA pre-counseling classes. I passed all of the private lender’s requirements to be approved for the loan. I paid McCue Mortgage and was in good standing the first 15 years of the loan. CT Housing Finance Authority turned the $3,000 loan over to CT Housing Investment Fund (CHIF) where I made the payment for the down payment assistance.
    In 2012 due to a disability McCue Mortgage and CHFA hired a private attorney who I was responsible to pay to sue me in what became a strict foreclosure by sale in CHFA v me. I did not have the resources to hire a private attorney AND pay the lender (s) attorney. CHFA and McCue both have in house attorneys and ‘loss/mitigation’ personnel. The State of CT has mandatory mediation requirements and HUD/FHA also require home foreclosure efforts to be made.
    I began in earnest to study all laws and CT Practice Book to represent myself as a pro-se in CT Superior Courts. I went to one mediation session and was told by the CT Judicial branch mediator to call Info line and pursue resources available in home foreclosure prevention programs. I was warned, however, that because it was CT Housing Finance Authority foreclosing on me, my chances at mediation, loss/mitigation were limited. I found out that is because CHFA was only offering lenders another CHFA loan AND that McCue was only the servicer of the first and second mortgage! This was manipulated against me in 1995 right after I signed the mortgage loan, with a paid attorney representing me. Neither CHFA pre -qualification counseling OR my attorney explained that within a few days of signing a mortgage with McCue that CHFA was the bank/lender of both the first and second mortgage!!!
    The fraud and corruption is so deceptive, CT Superior Court mandatory mediation that is required to extend to at least 3 sessions only granted me one. I was told after the first session that my next one would be in a month, I never received a notice, the next court date was scheduled around 25 days after my first mediation session. I did not show up for the second, the attorney representing both CHFA and McCue manipulated in front of the Judge that I was unwilling to participate in mediation and the Judge ordered strict foreclosure by sale!!!!
    I had already submitted to CHFA 5 years worth of all of my tax returns and income verification as I had applied for the Federal Home Loan emergency program. CHFA and the Court mediator, along with attorney representing the ‘bank’ knew full well I was intending on fighting for my home. I got a notice of the courts decision made when I was not even there, and I began filing motion after motion to re-open the decision and allow me to participate in State mandated mediation and pursue HUD/FHA Federal help through the HAMP or HOPE program. I only owed less than 70 grand on the first loan and $1,500 on the down payment CHFA loan. If I could have gotten the interest reduced to the going rate, I could have easily afforded the payments. The court refused to re-open the Judge’s order for strict foreclosure by sale!!!
    I was awarded Social Security disability in the Spring of 2012 and I went to court and told the Judge that the lump sum payment was enough to pay back what I owed and begged the court to allow me to get back into the game of being in good standing on my mortgage, the courts refused!
    By 2013 the home foreclosure sale was set to take place on my birthday, August 24. I was desperate, I filed for Federal Bankruptcy which put a stay on the strict foreclosure sale. I learned as much as I could to continue to fight the illegal home foreclosure, filing motion after motion, two court dates were set as arguable motions and I was prepared with dozens of exhibits to argue my case. The Judge refused to allow me to present any of my evidence, they continued to rule in favor of CHFA. I asked the lawyer representing CHFA who he represents, as I was handed the bill for his services the first and only mediation session AND the lender was McCue Mortgage, NOT CHFA. I had noticed dozens of CHFA v poor home owner on the court dockets but all of the other home foreclosures were in the name of the Banks, like Wells Fargo, Chase, etc. When I asked on record who the lawyer works for his response was ‘the bank’, yet the law suit against me was CHFA v me, not McCue Mortgage and CHFA is NOT a bank!
    I began to realize the depth of the fraud and corruption and sought a probable cause hearing to present my evidence for the first and only time that would conclude the need to for a CT Grand Jury investigation. I filed motion after motion, all were dismissed. I began to appeal, I had two attempts on the home foreclosure dismissed at the Appellate AND Supreme court on the false grounds I did not complete the paper work properly and/or on time.
    I found out that even Chicago Title Company is part of the fraud. The Title Insurance I was mandated to buy makes CHFA and the $3,000 down payment assistance loan as the primary insured. CHFA pre-counseling or my attorney explained to me that both Title Insurance and FHA insurance does not insure the buyer, but the lender. I paid FHA insurance for 15 years in good standing, up to $40.00 a month, and I STILL don’t have an Insurance policy that explains any of this.
    I continued to fight for my home, but by June 2014 I had advanced the illegal home foreclosure to official appeal for the second time. Instead of having my fundamental right to be heard and the actions of the Superior court examined, I faced criminal misdemeanor charges that were false trumped up lies that landed me in prison in CT. While imprisoned as an INNOCENT, the CT Superior court put the final nail in the coffin of the illegal home foreclosure, I was unable to be successful on the appeal. I was imprisoned from October 31, 2014 – the end of January, 2015 and it was in January that the courts finalized the illegal home foreclosure.
    To make matters worst, the Judge on the trumped up criminal charges put a condition on my release that I was not to go back to my home of almost 20 years. I had to have a Veteran’s Administration court laison go to my home for 5 hours on two Saturdays and sit out in her car while I loaded into my vehicle all I could move into a one bedroom finished room in my daughter’s basement which is where I moved to.
    I am still pursuing a CT Grand Jury investigation, and official complaints against HUD, FHA, CHFA and the State of CT for the illegal home foreclosure.

  2. Whoneeds Taknow

    When you merege title with the trustee and the beneficiary (merged into ONE PERSON) you CAN’T DO THAT UNDER TRUST LAW! IT TERMINATES THE TRUST as a CONTRACT!!!!


  3. Isisis

    A trustee for a deed of trust is widely known to be bogus. Courts have commented that a “trustee’ of a deed of trust is not a trustee at all in a technical or strict sense”. Also bear in mind a substitution of trustee is not a contract per se and not subject to the statute of frauds. A deed of trust or an assignment is a contract subject to the SOF and in some cases this has been useful in foreclosure defense. With an assignment it may be helpful to see if the document makes reference to the principal, that is the entity making the assignment also called the assignor. Under California law an agent may execute an assignment but it is not enforceable unless the document names the assignor. Oftentimes in MERS assignments they don’t bother. This challenge was effective in Suarez v. Bank of New York Mellon, Cal. Sup. 12-560082 (2013).

    Corbin and Williston, the dead rock stars of contract law state, “Noncompliance with Statutory requirements results in the unenforceability of the contract due to Statute of Frauds”.

    Even so challenging an assignment is an uphill battle in California thanks to the precedent set in Saterbak v. JPMorgan Chase Bank, NA, 245 Cal. App. 4th 808, 199 Cal. Rptr. 3d 790 (Ct. App. 2016), an awful ruling that directly contradicted the Supreme Court decision in Yvanova


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